How it works
Get $2,500-$5,000,000+ in 1-3 days with no personal guarantee, no credit check, and virtually no paperwork.
Our fast and secure process has earned the trust of over thousands of people just like you, and has made us the leading provider of luxury asset-based collateralized loans.
01
Apply
Apply online or over the phone right from your house with your contact information, how much you are looking to borrow and a detailed description of your asset(s). It’s quick and easy!
02
Ship
Come to any of our locations or ship us your asset(s) for a final valuation. We will email you a shipping label and coordinate the pick up of your asset(s) from your home, which is fully paid for and insured by us.
03
Get Funded
You’ll receive a final offer & contract electronically via DocuSign. Electronically sign & we will immediately send funds via wire/ACH. Your asset(s) are photographed, labeled & barcoded & then stored in our secure vaults.
OUR COMMITMENT
Saving you time, earning your trust and most importantly meeting your specific financial needs and deadlines. Our team of accredited experts and financing specialists will tailor a loan to help you address a situation or meet an opportunity with the utmost urgency and care.
Funding in as little as one business day with no time-consuming paperwork or burdensome lending procedures.
Our clients have trusted us as their reliable funding provider and steward of their luxury assets.
Loans from $2,500-$5,000,000+ with flexible terms, and a wide range of assets accepted as collateral.
ASSETS WE ACCEPT AS LOAN COLLATERAL
Access the equity in the luxury assets you own that are high in value but low in liquidity.
- Luxury & Classic Luxury Cars
- Luxury Watches
- Fine Jewelry & Diamonds
- Gold & Precious Metals
- Designer Handbags & Accessories
- Premier Auction House Collateral
- Real Estate
Don’t See Your Asset Class Listed?
ASSET VALUATION PROCESS
Our process provides a fast, accurate, and fair valuation of your luxury asset.
Our accredited in-house specialists have a combined 80+ years of experience with luxury assets. They are experts in this field with deep auction house relationships and a strong network of appraisers, traders and dealers.
While each asset’s valuation is unique and we use specific criteria to determine the loan the asset will qualify for, all valuations are based on current fair market value pricing.
Qual Financial By the Numbers
We are the leader in confidential, non-bank loans that use the borrower’s luxury assets as collateral. We are a powerful alternative to selling luxury assets or traditional channels of financing that are often either too slow, invasive & burdensome, or, in some cases, unavailable. We unlock the equity in a wide range of luxury assets that are high in value but low in liquidity and execute transactions from thousands to millions of dollars in as little as one business day.
$M Invested
Transactions
Average Approval In Days
Years Of Experience
Caring For & Keeping Assets Safe is Our Top Priority
You can be confident in the exceptional security, care and handling of luxury assets during transport, valuation and storage. We insure your assets from when you ship or bring it to us, during storage in our vault, and on its way back to you. You can securely ship your asset via FedEx or private courier, or if you prefer, bring it to any of our 3 New York offices. In the case of certain assets such as luxury & classic cars, we will come to you.
Low Rates
Our interest rates are, on average, 3% to 5% per month. Generally speaking, the larger the loan, the lower the rate. Our rates are typically well below industry averages for collateral-based loans and other types of non-bank loans, which range from 10-25% per month.
While higher than traditional bank loans, a prospective borrower must take into account the significantly greater speed, ease, flexibility and probability of obtaining a QualFi loan versus a traditional bank loan. Our loans impose no personal guarantee upon the borrower, and our primary criterion for providing a loan is the value of the asset(s) being used for collateral.
PARTNER WITH US
Become Even More Valuable to your Clients. Helping your clients secure capital quickly in order to meet a critical financial deadline is among the most valuable services you can provide.
NY City Offices
36 west 47th Street
New York, NY 10036
Queens NY
89-02 165th Street
Queens, NY 11432
Long Island Offices
35 N Broadway
Hicksville, NY 11801